Recovery from weather-related disasters is a great challenge for the Nepalese Government and any future increase in these disasters from enhanced climate variability and change will certainly add to this challenge. As is the case in most developing countries, disaster insurance has not been applied in Nepal as an adaptation mechanism to reduce disaster-related vulnerability. However, community-based micro-insurance schemes in the livestock and cash crop sectors have been successfully established in some villages.

Recently, the Knowledge and Research program from CARE and the Nepal Red Cross Society together with Jaleshwar Municipality began implementing community-based low cost flood risk reduction measures through action planning.  The project enhanced the capacity of communities to cope with and manage flood disasters by building institutional capacities through establishing various committees including, Community Based Disaster Management Committee, Disaster Preparedness Subcommittees, First Aid Subcommittees, Disaster Relief Subcommittees, and Coordination Subcommittees.  These committees were pr